FinanceMay 3, 2026•Sarah Holloway
Amortisation Explained: Why Your Early Loan Payments Are Mostly Interest
Your first mortgage payment is mostly interest. Your last payment is almost entirely capital. Here's the maths behind why that happens and what it means for overpaying.
Read Article
FinanceApr 5, 2026•Sarah Holloway
Mortgage Overpayment: How Much Can You Really Save?
Overpaying your mortgage sounds sensible — but how much does it actually save you? The answer might surprise you.
Read Article