Dollar Cost Averaging Calculator
Calculate how regular investments could grow over time with dollar cost averaging.
Investment details
This calculator auto-updates when values change.
This calculator is for general information only and is not financial advice. Projected returns are estimates and are not guaranteed.
Results
Results update automatically.
Final portfolio value
£118,820.43
Portfolio growth
| Year | Invested | Balance |
|---|---|---|
| 1 | £4,000.00 | £4,145.57 |
| 2 | £7,000.00 | £7,485.15 |
| 3 | £10,000.00 | £11,030.71 |
| 4 | £13,000.00 | £14,794.95 |
| 5 | £16,000.00 | £18,791.36 |
| 6 | £19,000.00 | £23,034.26 |
| 7 | £22,000.00 | £27,538.85 |
| 8 | £25,000.00 | £32,321.28 |
| 9 | £28,000.00 | £37,398.67 |
| 10 | £31,000.00 | £42,789.23 |
| 11 | £34,000.00 | £48,512.27 |
| 12 | £37,000.00 | £54,588.29 |
| 13 | £40,000.00 | £61,039.07 |
| 14 | £43,000.00 | £67,887.72 |
| 15 | £46,000.00 | £75,158.77 |
| 16 | £49,000.00 | £82,878.29 |
| 17 | £52,000.00 | £91,073.93 |
| 18 | £55,000.00 | £99,775.06 |
| 19 | £58,000.00 | £109,012.86 |
| 20 | £61,000.00 | £118,820.43 |
About This Dollar Cost Averaging Calculator
This dollar cost averaging calculator estimates how regular investments could grow over time.
Enter an initial investment, regular contribution, contribution frequency, investment period, and expected annual return. The calculator shows final value, total invested, and estimated investment growth.
Dollar cost averaging means investing fixed amounts on a regular schedule rather than trying to time the market.
How to Use This Calculator
- 1
Enter your starting investment
Add any lump sum you are investing at the beginning.
- 2
Add regular contributions
Enter the amount you will invest weekly, monthly, or yearly.
- 3
Set the period and return
Choose the number of years and expected annual return.
- 4
Review the growth projection
Check total invested, estimated growth, final value, and year-by-year balance.
Frequently Asked Questions
What is dollar cost averaging?v
Dollar cost averaging is investing a fixed amount at regular intervals instead of investing everything at once.
Does this predict market returns?v
No. It uses the return rate you enter and does not predict actual market performance.
Can I use this for monthly investing?v
Yes. Select monthly as the contribution frequency and enter your regular monthly amount.
Does this include fees or tax?v
No. It does not include platform fees, fund charges, tax, or inflation.