Gold Investment Calculator
Calculate profit, loss, and return percentage on a gold investment.
Gold investment details
This calculator auto-updates when values change.
This calculator is for general information only and is not financial advice. Gold prices can move quickly and actual dealer spreads may vary.
Results
Results update automatically.
Net profit / loss
£975.00
About This Gold Investment Calculator
This gold investment calculator estimates profit or loss from buying and selling gold.
Enter the gold weight, weight unit, buy price, sell price, and fees. The calculator shows total buy cost, total sell value, net profit or loss, return percentage, and break-even sell price.
It works for grams, troy ounces, or kilograms, as long as the buy and sell prices use the same selected unit.
How to Use This Calculator
- 1
Enter the gold weight
Add the amount of gold and choose grams, troy ounces, or kilograms.
- 2
Enter buy and sell prices
Use prices per selected unit so the calculation stays consistent.
- 3
Add fees or costs
Include dealer fees, delivery, storage, or other direct costs if relevant.
- 4
Review profit and return
Check total buy cost, total sell value, profit, return percentage, and break-even price.
Gold Investment Example
Suppose you buy 50 grams of gold at £60 per gram. Your gross purchase cost is £3,000. If you later sell at £68 per gram, the gross sale value is £3,400.
Before costs, that is a £400 gain. If dealer spreads, delivery, storage, or selling fees total £120, the net profit falls to £280. The headline gold price moved in your favour, but costs still reduced the return.
What to Watch With Gold Returns
Gold does not pay interest or dividends, so the return usually depends on price movement and the spread between buying and selling. Small bars and coins can have higher premiums than quoted spot prices.
For a clearer comparison, include all costs and test the break-even sell price. This shows how far the price must rise before the investment is genuinely profitable after fees.
Frequently Asked Questions
Does this use live gold prices?v
No. You enter the buy and sell prices manually.
What unit should I use?v
Use the same unit your gold price is quoted in. If the price is per gram, select grams.
Does this include dealer spread?v
Only if you include it in the buy price, sell price, or fees.
Can gold investments lose money?v
Yes. Gold prices fluctuate and costs or dealer spreads can reduce returns.