Finance

Calculate how your investments grow over time with compound interest.

Calculate monthly payments, total interest, and loan cost.

Estimate principal-and-interest mortgage payments, deposit-based loan amount, and affordability.

Estimate a US mortgage payment with principal, interest, property tax, insurance, PMI, escrow, and HOA.

Estimate a UK mortgage payment plus council tax, insurance, service charge, maintenance, utilities, and affordability.

Calculate investment profit, total return, and annualized return over time.

Calculate IRR, money-weighted return, NPV, and net cash flow from a manual cash-flow series.

See how your savings grow with regular contributions.

Calculate your debt-to-income ratio for loan applications.

Calculate your total net worth from assets and liabilities.

Find out how large your emergency fund should be.

Calculate how long it could take to pay off your credit card and how much interest you may pay.

Compare avalanche and snowball payoff plans across multiple card balances and APRs.

See how inflation affects the value of money over time.

Create a monthly budget and track where your money goes.

Estimate how your retirement savings could grow with regular contributions and compound returns.

Calculate profit or loss on a stock trade including fees.

Calculate dividend income and yield from your portfolio.

Project DRIP growth from reinvested dividends, dividend growth, price growth, and contributions.

Calculate estimated APR, monthly payment, total interest, and total borrowing cost from loan terms and fees.

Calculate simple interest, total amount, interest rate, and time period.

Estimate how long it takes to double your money using the rule of 72.

Calculate your Financial Independence Retire Early number.

Generate a full loan amortisation schedule.

Compare renting versus buying a home financially.

Calculate profit, loss, and return percentage on a gold investment.

Estimate pure gold weight, melt value, dealer payable value, fees, and net value from karat or purity inputs.

Calculate how regular investments could grow over time with dollar cost averaging.

Convert an annual salary into hourly, daily, weekly, and monthly pay.

Find out exactly how much car you can safely afford without stretching your monthly budget.

Compare two or three loans side by side to find the cheapest deal and lowest total cost.

Calculate your monthly car lease payment and total lease cost from vehicle price and lease terms.

Estimate full car ownership cost including depreciation, fuel, insurance, tax, maintenance, and finance interest.

Calculate your new salary, raise amount, percentage increase, and see exactly how much extra you'll take home.

Quickly convert your hourly wage into a weekly, monthly, and annual salary, or calculate the exact hourly rate of a salary offer.

Calculate your extra earnings from time-and-a-half, double time, or any custom overtime rate.

Discover the true growth of your investments by calculating your real return after inflation.

Calculate monthly payments, total repayment, and total interest. Find out exactly how much a loan will cost you.

Project your future wealth, determine required contributions to hit your goals, and visualise compound growth over time.

Evaluate property investments instantly. Calculate gross and net rental yields, or determine the rent needed to hit your targets.

Estimate your retirement savings growth, calculate how much income you'll need, and see if you're on track to reach your financial goals.

Estimate how long a retirement pot may last under annual withdrawals, return, and inflation assumptions.

Calculate compound annual growth rate (CAGR) and annualized returns over time.

Calculate your true hourly earnings after tax, commute time, commute costs, unpaid hours, and work-related expenses.

Evaluate whether spending money to save time is worth it based on your hourly value and personal priorities.

Calculate future value, present value, payment needed, and simple NPV from manual rate and cash-flow assumptions.

See how increasing your spending as income grows affects long-term wealth and savings potential.

Calculate how much delaying saving or investing may cost you in lost compound growth.

See the long-term cost of repeated impulse spending if that money were saved or invested instead.

Estimate the net worth required to support your desired lifestyle or financial independence goals.

Calculate how long your savings will last based on monthly spending, income, and irregular costs.

Plan monthly household cash flow from income, bills, spending, savings goals, irregular costs, and cash buffer.

Understand how a salary increase affects your take-home pay after tax, inflation, and increased spending.